61. Avoid the vending machine.
When you want a snack and you visit the vending machine for it, most likely, you would be paying a lot more for the foods that you eat, than if you were buying them from the grocery store. Therefore, the next time you purchase goods from the grocery, make sure to include your snack food items. By doing that, you can simply bring them with you, each time you report for work.
62. Making a list for the grocery.
When you are shopping at a grocery store, chances are you would end up going over your budget if you won’t bring a list with you. Thus, it is a good idea to make a list of all the things that you really need. Aside from that though, make sure to take note of the prices of the grocery items, so that you already have an idea how much you are going to spend when you buy your groceries.
63. Buying medicines.
In buying medicines, the factor that can affect their prices are their brands. Thus, if you want to save money, then you should stick to generic brands. These generic medicines are actually equally effective as its high end counterparts. Just take note of the name of the medicine prescribed by your doctor and not the brand, so that you can save some cash.
64. Visiting the coffee shop.
If you simply love coffee and you often find yourself going to coffee shops for it, then you should learn how to brew your own coffee soon. There are lots of coffee making products available in the market today, which can allow you to make cups of delicious coffee in just a matter of minutes. Purchase one soon and you would be able to enjoy your favorite cup of coffee, without having to go out of your place and spending more money.
65. Go with water.
When you are thirsty, whether you are at a movie theater or at the mall, you should skip soda, beer, or juice, and stick to water. This is because water is more affordable than the other drinking beverages, and in some places, it can even be offered for free. Aside from saving more money by drinking water, it can also help you stay fit, since it is not loaded with calories.
66. Collect reusable bags.
When you have a bunch of reusable bags at your place, then you can bring it with you when you buy your groceries. There are certain grocery stores these days, which can offer you discounts, tokens, or coupons, if you are going to being your own bag for your purchased goods. By doing that, you won’t just be saving money, but you could also be saving the world by using lesser plastic bags.
67. Driving at nights.
Whenever you are driving at nights, you can actually save up some money by opening your car windows. By doing that, you would not have to turn on your air conditioner, and save up some gas in the process. With lesser gasoline consumed on a regular basis, you would be able to save more money.
68. Make sure your tires are properly inflated.
Making sure that your tires are properly inflated can prolong its life and save you some money in the process. Aside from that, it can also ensure that handling your car would be easy. Moreover, when the tires are properly inflated, you can also be assured that your car’s fuel efficiency is at its maximum levels.
69. Get your car checked regularly.
Having your car go through routine maintenance actually offers a lot of benefits to you. Aside from making sure that your car is in top condition, it could also prevent damages, which can cost you a lot of money. Just make sure to find a reliable mechanic, so that he won’t always tell you to replace something, just to make a quick buck.
70. Free parking.
When you go around town, you may find that lots of places require payment for parking, especially those that are near certain landmarks. However, if you are patient enough, you should be able to find a place that offers free parking. You may have to walk a few blocks towards your destination for it, but it would be worth it, especially if you practice this regularly.
71. Opting for a more basic insurance coverage.
To save up some money in terms of your insurance premiums, you can always tell your insurance provider to drop your collision and comprehensive coverage. This is a wise move, especially if your car is quite old. However, you need to be aware that dropping the said items from your declarations page would mean that you would be responsible for the cost of repairs to
your own vehicle, whenever you are involved with an accident, in which you are the at-fault party.
72. Choosing services you really need.
Each year, you should evaluate what services you really need and what services you don’t need. You should ask yourself whether you really need to have cable television, landline, magazine subscriptions, and such. Try to check which services you really need to have a decent way of living, and stick only with them. Drop the other ones you don’t need, so that you can save money.
73. Play online games.
If you have an internet connection at your place, it is far better to play online games, instead of purchasing more video games for your gaming console. There are lots of online gaming sites today, which can offer you the kind of entertainment that you want for free. With that, you won’t have to pay for video games that are pretty expensive, which can help you save more money.
74. Don’t use your dryer.
In washing your clothes, you may have gotten used to utilizing the dryer of your washing machine to dry your clothes up. However, if you want to save money, then you should line dry your clothes instead. This simply means getting yourself a clothesline or a rack where you can dry your clothes on. By doing that, you are lengthening the lifespan of your machine, aside from minimizing energy consumption.
75. Turn off your electric stove earlier.
Whenever you are using your electric stove to cook a meal, you should make it a practice to turn it off earlier than usual. This is because the plate on your stove usually stays heated even when the power is turned off. Thus, if you turn it off a few minutes early, then it can still continue to provide heat to your recipe.
76. Focus on your collection.
Lots of people like to have a collection of certain things, which they consider as a hobby. Some people like to collect caps, while others enjoy collecting bags. If you are one of them, then you should think whether the things you are collecting can really provide you with what you need. If not, then you should try to stop your costly habit. Instead, you should try to sell your collection, so that you can add more money to your savings account.
77. Customer rewards programs.
There are grocery stores and even bookstores today, which offer customer rewards programs. If the store that you usually purchase items from offer it, then you should sign up with them. Although it takes some time to rack up some points, it can still provide you with something, which can help you extend your budget. Aside from that, some of these reward programs can also give you coupons and discounts on certain items.
78. Check out your credit card points.
Lots of credit card companies today offer rewards in relation to the points that you have collected whenever you use your card. If you have gathered enough points, you should check out the available items that you can redeem it for. Aside from items though, some companies may also agree to waive some fees associated with your account in exchange for the points.
79. Personalize your gifts.
Whenever you hand out gifts for birthdays, Christmas, and such, it is always best to personalize them, in order to increase its value. Aside from making the present more meaningful though, personalizing gifts can also offer you a way to save up some cash. Thus, make use of your imagination, so that you can save up some money, while making your friends happy.
80. Let time pass by.
Whenever you find yourself longing to purchase something new, such as a new gadget, a new pair of pants, or a new pair of shoes, you should let a couple of weeks pass by, before making up your mind about it. In most cases, you can find yourself losing the urge to buy the item that you want, especially if you really don’t need it.
